Neptune Flood announces expansion of coverage into Kentucky

Neptune Flood, a private flood insurance provider, has announced its expansion into the state of Kentucky. The expansion will make the insurer’s residential, commercial, and RCBAP flood products available in 49 states as well as Washington, D.C.

“We couldn’t be more excited to make coverage available in Kentucky,” said Trevor Burgess, Neptune Flood’s president and CEO.

“With less than 1% of homes in Kentucky having a current NFIP flood policy (just 18,000 homes), our expansion into the state couldn’t come sooner,” he added.

“According to Risk Factor by First Street Foundation, over 300,000 homes in Kentucky have a greater than 25% chance of flooding in the next 30 years. That’s hundreds of thousands of homes left unprotected that will benefit from Neptune,” said Jean-Luc Eckstein, Neptune Flood’s chief customer officer.

Neptune Flood allows property owners to protect their assets under one policy and offers optional coverages such as temporary living expenses and business interruption as well as a higher protection than what the National Flood Insurance Program (NFIP) offers.

The insurer also offers up to $4,000,000 in residential and commercial coverage and $10,000,000 in RCBAP coverage.

“Our team is ready to onboard Kentucky agents and get customers the coverage they need,” said Eckstein.